Lowering Monthly Bills

reduce family living costs

Your family living costs include food and snacks, clothing, household items, personal items and other family living.

• cutting grocery and food costs
• getting discounts on paper products
• driving down clothing costs
• keeping the lid on baby costs
• eliminating vices
  
  
• reduce home utility costs (see housing)
• reduce family recreation costs (see entertainment)
  
  
  use this sheet to list expenses