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LowerBills
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smart money and bill management
FREE Discount Shopping Map
home
housing
Lower Housing Costs:
• reduce mortgage payments
• reduce rent payments
• reduce taxes and insurance
• pay off your mortgage
• reduce heating and cooling
• reduce electric costs
• reduce water heating costs
• reduce telephone, internet
family living
Lower Family Living Costs:
• cut grocery and food costs
• discounts on paper products
• drive down clothing costs
• keep the lid on baby costs
• eliminate vices
• reduce home utility costs
• reduce family rec costs
family care
Lower Family Care Costs:
• manage your insurance costs
• medical visits - medical costs
• reduce prescription costs
• take care of vision costs
• veternarian services
• change your health fitness
• child and elder care services
transportation
Lower Transportation Costs:
• lower your auto payments
• tak a bite out of insurance
• reduce fuel costs
• keep your auto serviced
• consider warranty coverage
• take public transportation
• other modes of transportation
• getting a new car?
recreation
Lower Entertainment Costs:
• cut recreation costs
• dining smart
• throw a house party
• have your own movie house
• reduce your vacation costs
• hit those FREE places
• take care of the vices
debts
Lower Debt Payments:
• manage credit cards
• reduce student payments
• consolidate personal loans
• manage your mortgage loan
• maintain good credit
• how much charity
income
Increase Income Ideas:
• strengthen your career
• go back to school
• buy an established business
• start your own business
• make wise investments
Increase Savings:
• reducing your current debts
• saving for college
• saving for retirement
• saving for an upcoming event
• saving for home improvement
• saving for buying a home
tools
Budgeting Costs:
• about budgeting
• budgeting worksheets
Discount Shopping:
• bargain basement
• discount travel
• for your good health
• discount toys
• more discount stores
REBATES
earn rebates:
·
airline travel
·
gasoline rebates
·
retail rebates
·
cash rebates
·
all other rebates
lower housing costs
lower family living costs
lower family care costs
lower transportation costs
lower recreation costs
manage debt obligations
keep those savings up
increase your income
family budget planning
life-event planning centers
financing guides
Financing Guides
your location:
SayLowerBills.com home
...
financial guides
borrow money wisely
When it comes to borrowing money, you can reduce your financing costs by understanding how lending works. Review those products that best fit your financing objective, learn how to negotiate rates, and see how best to qualify for lowest cost.
(links will click over to our consumer lending module)
Lending Guides:
home purchase loans
home refinancing options
paying off your mortgage
home equity financing
|
becoming a bank
debt reduction loans
auto financing
college financing
personal and fast cash loans
credit card selection
Loan Calculators:
mortgage calculators
home refinancing calculators
home equity calculators
debt reduction calculators
auto financing calculators
Credit Checks:
understanding credit
checking your credit
TRAVEL CARD
use pre-paid cards to limit your spending based on your budget planning